AI-Powered Bill Analysis

Stop overpaying on your bills

Upload any bill — electric, gas, internet, phone, insurance, subscriptions, rent, medical, and more. Our AI benchmarks your rates against market averages and shows you exactly how much you could save.

Analyze a Bill See Sample Report

Free — no credit card required. <10 seconds.

Browse sample reports →
⚡ Electric 🌐 Internet 📱 Mobile 🔥 Gas 🛡️ Insurance
Current bill
Internet · Example household
$187 /mo
Base: $70 Equipment: $15 Fees: $22
📉
Save $372/yr
by switching to a better plan
After LeanBills
Recommended plan · Better value
$156 /mo
Same speed No hidden fees No equipment charge

Example only — actual savings vary by bill, provider, and location.

American households spend an average of $24,695/yr on essential bills.
Most are overpaying — and don't know it. Source: Doxo 2025 Bill Pay Report ↗

⚡
Electric
🌐
Internet
🛡️
Insurance
📱
Mobile
🔥
Gas
$24,695
Average annual household spend on essential bills
Source: Doxo 2025 Bill Pay Report
💡
Customers regularly find recurring savings on their monthly bills
60s
Time to get your personalized savings report
🔒

We never ask for your bank account

LeanBills reads your bill image directly on your device. We don't store it, don't sell your data, and don't need access to your financial accounts. Your information stays yours.

No bank linking
Data never sold
Bill image processed in memory
Encrypted in transit and at rest
How It Works

Three steps to more savings

1
Upload Your Bill
Take a photo, upload a file, or drop in a PDF — any format works in under 10 seconds.
2
AI Finds the Savings
We scan for hidden fees, overages, unused services, and better plan options across every provider.
3
See Your Report
A clear breakdown of exactly how much you could save, with specific providers and plans to switch to.
🔍
AI-Powered Analysis
Our AI reads your bill like a financial expert — extracting rates, fees, and charges you'd never catch reading the fine print.
📊
Market Benchmarks
Every rate gets compared against current market data for your zip code and usage pattern — so you know exactly where you stand.
💡
Specific Recommendations
No vague advice. We tell you exactly which providers to switch to, what plan to pick, and how much you'll save per year.
FAQ

Frequently asked questions

Yes. You get 3 free bill analyses with no credit card required. Pro ($9.99/mo or $99/yr) unlocks unlimited analyses if you want more — but the free tier is genuinely useful.
No. Unlike Rocket Money or Truebill, we never ask for your bank login. You just upload a photo or PDF of your bill. That's it — no account linking, no financial access.
We compare your rates to market averages for your region and bill type. The savings estimate is a ballpark based on real market data — not a guarantee, but a strong signal of whether you're overpaying. Think of it like a rate health check.
Any household bill — electric, gas, internet, mobile, insurance, rent, medical, subscriptions, and more. PDF or photo, any major US provider. If your bill has a rate and a total, our AI can read it.
Yes, cancel in one click from your dashboard. No retention emails, no phone calls, no "are you sure?" screens. If you cancel, you keep access until the end of your billing period.

Most people don't know they're overpaying

U.S. households spend an average of $24,695/year on essential bills. Upload your first bill and find out exactly how much you're leaving on the table.

Analyze a Bill → See Sample Report