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This is a sample report. It shows exactly what you'd see after uploading your own internet bill. Based on a real scenario: a NYC household overpaying Xfinity with an expired promo and a modem rental they don't need.
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Estimated Annual Savings
$216.00
You're paying $18/mo above the optimized rate for equivalent service.
Rate Comparison
Current Monthly Bill
$89.99/mo
Optimized Monthly Cost
$72/mo
Current plan $89.99/mo
25% above optimized
Optimized (own modem + retention) $72/mo
Same 400 Mbps service
Savings Breakdown
| Item |
Monthly |
| Modem rental elimination (bring your own) |
$14.00 |
| Retention discount (call for promo renewal) |
$3.99 |
| Taxes & fees (proportional reduction) |
~$0.01 |
| Total potential monthly savings |
$18.00 |
Parsed Bill Details
| Vendor | Xfinity (Comcast) |
| Service Address | New York, NY 10001 |
| Billing Period | May 15 – Jun 14, 2026 |
| Plan | Connect 400 Mbps |
| Plan Rate | $75.99/mo (promo expired) |
| Xfinity Gateway / Modem Rental | $14.00/mo |
| Taxes & Regulatory Fees | $0.00 |
| Total Bill Amount | $89.99 |
| Contract / Early Termination | None (month-to-month) |
Market Context — NYC Internet Plans
Xfinity's introductory promo on this account expired, pushing the 400 Mbps plan
to $75.99/mo. The optimized cost for this account is $72/mo
after returning the rented Xfinity gateway (buy your own DOCSIS 3.1 modem for ~$80 on Amazon —
breaks even in under 6 months) and negotiating a retention discount with a single call.
💡 Retention tip: Call Xfinity retention (1-800-934-6489) before canceling.
Reps typically offer $10–$20/mo promotional discounts on the spot to keep the account.
Ask specifically for the "loyalty discount" or "promotion renewal."
NYC Avg. for 400 Mbps
$75/mo
Best Available ($72/mo target)
$72/mo
What To Do Next
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1
Call Xfinity retention and ask for a promotion renewal
Dial 1-800-934-6489 and say "I'm thinking of canceling — I'd like to discuss my options." Retention reps can unlock promotions not shown online. Target: $20/mo discount on your current plan, or a price-match for the 400 Mbps tier at $55/mo.
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2
Buy a compatible DOCSIS 3.1 modem (one-time ~$80)
The Arris SURFboard SB8200 or Motorola MB8600 are both Xfinity-approved DOCSIS 3.1 modems available for ~$80 on Amazon. Buying eliminates the $14/mo rental — payback in under 6 months. Return the Xfinity gateway the same day you activate your own modem.
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3
Downgrade to Xfinity 400 Mbps online or in-store
Log into xfinity.com → My Account → Change Plan. The 400 Mbps plan is currently $55/mo for this zip code. For a 3-4 person household with 4K streaming and remote work, you won't notice the difference. Speed tests rarely hit 800 Mbps on Wi-Fi anyway.
-
4
Get a competitor quote from AT&T Fiber or T-Mobile Home Internet
AT&T Fiber 300 Mbps is available in most Chicago zip codes at $55/mo with no data caps and no rental fees. T-Mobile Home Internet offers a flat $50/mo with no contracts. Use a competitor quote as leverage when calling Xfinity retention — it's your strongest negotiation tool.
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